Call free on 0800 011 9705

Savings Platforms

There are now a number of options for cash-rich but time-poor savers who want to earn more interest on their savings than their high street bank will offer, but without the hassle.

© Savings Champion

Find the best Cash Savings Platforms

Cash Savings Platforms are challenging the traditional savings market by offering a simpler way to save. With just one login, you can move money between accounts from those available, without having to fill in reams of paperwork every time. And for larger balances, they help make it easier to keep your money protected by the Financial Services Compensation Scheme (FSCS) limits.

Here we tell you more about the providers available, what they offer and which Cash Savings Platform might be best for you.

MENU

Contact usAbout usRegisterLog In

Raisin UK

Welcome bonus of up to £100 - can boost rates to market-leading levels

Visit websiteView profile

At the moment, Raisin UK has partnerships with a small number of banks, offering several fixed term deposit accounts. But they will continue to increase the number of products available.

The key benefit with Raisin, apart from some very competitive rates, is the bonus available for new savers. This can often boost the rates available to market-leading levels, if they are not already. 

Learn more about Raisin UK. 

Top savings products

Availabilty: Individuals only
Platform minimum: £1,000 | Account maximum: £85,000 | Partner Banks: 10

Details*

1.60% AER | ICICI Bank UK | 95 Day Notice Account

2.10% AER | Gatehouse Bank | 2 year Fixed Term Deposit

Details*

1.85% AER | Gatehouse Bank | 1 year Fixed Term Deposit

Details*

2.20% AER | Gatehouse Bank | 3 year Fixed Term Deposit

Details*

2.30% AER | Gatehouse Bank | 3 year Fixed Term Deposit

Details*
View profile

Compare Cash Savings Platforms

We’ve looked at a handful of the most popular Cash Savings Platforms on the market - but with more coming to the market, we’ll continue to research and review all of the providers available.

Flagstone

Currently has the highest number of partner banks

Visit website*View profile

The Flagstone cash platform is the pick and mix variety - offering a range of savings accounts, which you can pick and choose from. 

The minimum deposit is currently £250,000, although this is expected to be reducing to £50,000 this year.

Learn more about Flagstone. 

Products currently available on the Flagstone platform

View profile

Availability: Businesses, charities & individuals
Platform minimum: £250,000 | Partner banks: 30

Details*

1.95% AER | 12 month Fixed Term Deposit

2.00% AER | 18 month Fixed Term Deposit

Details*

1.80% AER | 90 day Notice Account

Details*

1.40% AER | Instant Access Account

Details*

2.20% AER | 24 month Fixed Term Deposit

Details*

Octopus Cash

Splits your cash for you

Visit website*View profile

Rather than offering a range of individual accounts from different banks to pick and choose from, Octopus Cash automatically splits your cash (if the deposit is greater than £85,000) between its partner providers.

 The return depends on which account types you choose, using the highest paying accounts first. 

Learn more about Octopus Cash.

Products currently available with Octopus Cash

View profile

Availability: Businesses, charities & individuals
Platform minimum: £1,000 | Partner banks: 8

1.51% AER | 12 month Fixed Term Bond

Details*

1.17% AER | 35 day Notice Account

Details*

Rates are based on £200,000 invested in each account type. All rates are calculated based on the amount invested. 

Your free guide to 
Savings Platforms

Download now

Choose the right Savings Platform for you

There are now a number of ways for cash-rich but time-poor savers to earn more interest on their savings than their high street bank will offer, but without the hassle. The evolution of Cash Savings Platforms is exciting and hopefully as they continue to develop, this will reduce the inertia that savers suffer from, as they make it easier for people to switch.

powered by Typeform

Active Savings by HL

Regularly offers best buy rates

Visit website*View profile

Hargreaves Lansdown has one of the UK's largest investment platforms for private investors, so are no stranger to platforms - although Active Savings is their first cash-only platform. 

Active Savings offers a range of products, mostly fixed term bonds, but most recently has added an easy access account to its mix. These products are available from a limited, but growing, list of providers. They regularly have best buy rates to choose from, so are well worth considering.

Learn more about Active Savings.

Products currently available with Active Savings

View profile

Availabilty: Individuals only
Platform minimum: £1,000 | Partner banks: 8

1.20% AER | Coventry Building Society | Easy Access

Details

1.95% AER | BLME | 1 year Fixed Term Deposit

Details

1.75% AER | Aldermore | 18 Month Fixed Rate Bond

Details

1.85% AER | Close Brothers Savings | 2 year Fixed Rate Bond

Details

1.90% AER | Aldermore | 3 year Fixed Rate Bond

Details

Your free, expert guide to Cash Savings Platforms

In our guide, we have reviewed the most popular Cash Savings Platforms in more detail and highlighted who these individual platforms might be more suitable for.

DOWNLOAD NOW

Last updated: 4 November 2019

DCMe (Dynamic Cash Management express)

A platform built around regular reviews of your savings

Visit website*View profile

Dynamic Cash Management express (DCMe) service produces an initial portfolio of the best accounts from the selection available, to suit your needs, along with producing a regular review to suggest better accounts if they are available. 

Think of it like a supermarket which offers a variety of savings accounts to choose from, but with a personal shopper to guide you to the products which match your needs.

Learn more about DCMe.

Products currently available with DCMe

View profile

Availability: Individuals only
Platform minimum: £50,000 | Partner banks: 6

Details*

1.86% AER | 24 month Fixed Term

1.81% AER | 12 month Fixed Term

Details*

1.78% AER | 6 month Fixed Term

Details*

Akoni

A platform just for businesses

Visit websiteView profile

Akoni is a cash management platform for corporates and SMEs – a platform that provides a simple and complete solution to actively manage cash with strong governance and improved returns.

Learn more about Akoni. 

Top savings products

Availabilty: Businesses only - corporate and SMEs
Platform minimum: £1,000 but best value on £100,000 plus | Partner Banks: 8

Details*

1.75% AER | Clydesdale Bank | 12 Month Fixed Term Deposit

1.80% AER | Aldermore | 2 yr Fixed Term Deposit

Details*

1.25% AER | Clydesdale Bank | 120 Days' Notice Account

Details*

0.50% AER | Clydesdale Bank | Instant Access Account

Details*
View profile