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Lifetime ISA or Help to Buy ISA?

Would a Lifetime ISA or a Help to Buy ISA be better when saving for a first home?

"With both types of ISA offering a generous cash incentive, first time buyers are faced with a choice that is not necessarily straightforward"

Following the introduction of the Lifetime ISA in April 2017, there are now two types of ISA that could be suitable for those saving for their first home.

With a generous Government bonus available on both Lifetime ISAs and Help to Buy ISAs, the debate immediately began around which is the better option.

To help you decide, Savings Champion compares the two in a factsheet which aims to make you aware of the differences and explain how they work - enabling you to make an informed choice.


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Related guides and factsheets

Avoid the pitfalls and navigate the ISA maze successfully

Offers a generous cash incentive that can be put towards a deposit for a first home or used to save for retirement 

Available to all first time buyers aged 16 and over

Call us on 0800 011 9705 if you have any questions

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Tom Adams
Head of Research

David Ayres
Head of Marketing Operations

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